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Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Phelan Insurance Agency today for more information about what Liability Coverage can do for you.

Our Locations

Versailles Office

863 E. Main Street
Versailles, OH 45380
Main office: 937-526-3111
Toll free: 800-843-3069
Fax: 937-526-5178

West Chester Office

8763 Union Centre Blvd
West Chester, OH 45069
Main office: 513-762-1678
Toll free: 800-843-3069
Fax: 937-526-5178

Our Providers

Testimonials

Been with Phelans for a couple of years. Great coverage on my car and home insurance, reasonable rates, and you can actually talk to your agent on the phone!

Jane B.
Good insurance, Good people, Nice price

Douglas L.
"I wish all insurance agencies were as nearly responsive as you are. Thank you!"

Leasing Company
Thank you again for all of the hard work and planning you did for our company meetings. I think the personalized folders were wonderful and much appreciated. I can’t thank you enough for all of the hard work you do!

Kelly D.
Literally within 25 minutes I received my document! Now that is service!

Karen P.