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We live and do business in a dynamic world. Our lives and businesses are not static. From time to time, major changes take place that affect risk management of personal and employee benefits. New kinds of needs and exposures arise constantly. Interpretation of laws change. In recent years, the relative values of risk have changed due to economic and social change.
With this in mind, we have developed these benefits and programs for you:
Professional staff
Estate planning
Medical insurance-group or individual
Dental insurance (group)
Disability income - short-term or long-term (individual and group)
Tax deferred plans - IRA
Simplified employer pension
Formal pensions
401 K
Life insurance - individual or family needs
Mortgage redemption
Business: split dollar key man
Fund buy-sell agreement
Section 79
Deferred compensation
Group life
Computer service
Contracts tailored for specific needs
Risk management analysis
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