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Dump Truck Insurance in Versailles, OH and West Chester, OH

If a dump truck is part of your business operation, you understand the importance of insurance for that vehicle. All vehicles need to be insured, of course, but dump truck insurance can make sure you are covered from unique issues related only to a dump truck.

Phelan Insurance Agency agents can help you with basic insurance on the vehicle itself that protects from standard risks, but dump trucks are also vulnerable to the following hazards, and require additional insurance:

  • Hauling heavy or jagged material could damage the truck
  • Dump trucks often operate where no roads exist
  • Breakdowns that cost you time and money; you can avoid the financial loss with adequate dump truck insurance

Dump Truck Insurance Features

If you have employees operating your dump truck, you need workers compensation insurance. If someone is injured while working, you want them to be covered, as required by law.

Consider, too, liability. Your truck could get into an accident, and most policies cover that. However, you may also be working on another person's property and may need liability insurance to protect you if your truck has an accident and causes personal or property damage. In those cases, it is not just lost operating time that matters; you could be facing a lawsuit.

Phelan Insurance Agency agents are familiar with the differences between state insurance regulations and requirements, and can assist you even if you work in more than one state.

Call Phelan Insurance Agency to make sure you are covered and that you can handle any crisis that develops. Our professional staff can make sure you have the best possible dump truck insurance. When you call, have the following information available:

  • The make, model and year of the dump truck to be insured
  • The type of dump truck and its hauling capacity
  • Where the dump truck will be used
  • The type of work it will be used for
  • The value of the vehicle

We will also need the number of employees and how many of those employees will be operating the truck. With this information, we can provide you with an affordable insurance quote for your dump trucks or other vehicles.

Our Locations

Versailles Office

Versailles Office

863 E. Main Street
Versailles, OH 45380
Main office: 937-526-3111
Toll free: 800-843-3069
Fax: 937-526-5178
West Chester Office

West Chester Office

8763 Union Centre Blvd
West Chester, OH 45069
Main office: 513-762-1678
Toll free: 800-843-3069
Fax: 937-526-5178

Our Providers

Testimonials

Phelan's is quick to answer our questions. They keep our policies updated and current.

John H.
Been a client for years. Everyone has always been helpful.

Joyce B.
Quick help and response time and the online system works flawlessly for Certs for me.

Joel P.
Everyone that works at Phelan is very polite, courteous & very helpful.

Steve M.
They are very nice people. They are quick to get me answers & help me with whatever I need. Appreciate everything they do for us!!

Johnnie H.
Thank you again for all of the hard work and planning you did for our company meetings. I think the personalized folders were wonderful and much appreciated. I can’t thank you enough for all of the hard work you do!

Kelly D.
We have been with Phelan’s for 35 years. Now my children are starting their policies there!

Kim B.
Everyone that I have dealt with at Phelan has always been extremely nice and easy to talk to. Brent takes his time and sits down and explains the policies to me as well as any new changes that might be coming down the road. He is not pushy about the coverage we should have and is willing to come and talk to my board to explain things to them when I don't feel comfortable enough to do so. I also receive informational emails that I can share with my staff and board if I desire. They go above and beyond to keep my district safe.

Jodie R.
Good insurance, Good people, Nice price

Douglas L.
Prompt service, friendly and knowledgeable staff. Competitive rates!

Stephanie S.
Personable staff and ease of renewals. Clear, concise direction and explanations when necessary.

David W.
Been with Phelans for a couple of years. Great coverage on my car and home insurance, reasonable rates, and you can actually talk to your agent on the phone!

Jane B.
I wish all insurance agencies were as nearly responsive as you are. Thank you!

Leasing Company
Literally within 25 minutes I received my document! Now that is service!

Karen P.
Office support, friendly patient service.

Lock and Load Transport Inc.