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Collision Coverage in Versailles, OH and West Chester, OH

Bumper-to-Bumper Protection for Your Auto.

For most drivers, a car is more than just a means of transportation - it’s an investment. And if you’re involved in an accident, you’ll want to ensure that your investment is protected. With Collision Coverage from Phelan Insurance Agency, you can have damage to your car insured under your policy – whether the damage is a result of an accident with another vehicle or object.

How Much Collision Coverage is Needed?

Different drivers require different coverage options for their Auto Insurance policies. Determining the right amount of Collision Coverage depends on factors like the age and year of your car, as well as your financial situation. An insurance specialist from Phelan Insurance Agency can help you find an insurance option that best fits your budget.

In addition to protecting you and your car from collisions, we offer benefits that range from rewards and incentives to extended coverage. Our enhancements include: Diminishing Deductible, GAP Coverage, and Accident Forgiveness for better assurance.

  • Diminishing Deductible rewards you with credit towards your collision deductible simply for being an accident and violation-free driver.
  • GAP Coverage picks up the difference when a settlement from an accident is less than the actual amount you owe on your vehicle loan.
  • Accident Forgiveness ensures that your rates won’t increase because of a single accident.

Contact Phelan Insurance Agency today to see if you qualify for, or want to learn more about Auto Insurance enhancements that can help save you money.

Our Locations

Versailles Office

Versailles Office

863 E. Main Street
Versailles, OH 45380
Main office: 937-526-3111
Toll free: 800-843-3069
Fax: 937-526-5178
West Chester Office

West Chester Office

8763 Union Centre Blvd
West Chester, OH 45069
Main office: 513-762-1678
Toll free: 800-843-3069
Fax: 937-526-5178

Our Providers

Testimonials

Phelan's is quick to answer our questions. They keep our policies updated and current.

John H.
Been a client for years. Everyone has always been helpful.

Joyce B.
Quick help and response time and the online system works flawlessly for Certs for me.

Joel P.
Everyone that works at Phelan is very polite, courteous & very helpful.

Steve M.
They are very nice people. They are quick to get me answers & help me with whatever I need. Appreciate everything they do for us!!

Johnnie H.
Thank you again for all of the hard work and planning you did for our company meetings. I think the personalized folders were wonderful and much appreciated. I can’t thank you enough for all of the hard work you do!

Kelly D.
We have been with Phelan’s for 35 years. Now my children are starting their policies there!

Kim B.
Everyone that I have dealt with at Phelan has always been extremely nice and easy to talk to. Brent takes his time and sits down and explains the policies to me as well as any new changes that might be coming down the road. He is not pushy about the coverage we should have and is willing to come and talk to my board to explain things to them when I don't feel comfortable enough to do so. I also receive informational emails that I can share with my staff and board if I desire. They go above and beyond to keep my district safe.

Jodie R.
Good insurance, Good people, Nice price

Douglas L.
Prompt service, friendly and knowledgeable staff. Competitive rates!

Stephanie S.
Personable staff and ease of renewals. Clear, concise direction and explanations when necessary.

David W.
Been with Phelans for a couple of years. Great coverage on my car and home insurance, reasonable rates, and you can actually talk to your agent on the phone!

Jane B.
I wish all insurance agencies were as nearly responsive as you are. Thank you!

Leasing Company
Literally within 25 minutes I received my document! Now that is service!

Karen P.
Office support, friendly patient service.

Lock and Load Transport Inc.