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Uninsured & Underinsured Motorist Coverage in Versailles, OH and West Chester, OH

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Phelan Insurance Agency to find out how you can be prepared for any situation on the road.

Our Locations

Versailles Office

Versailles Office

863 E. Main Street
Versailles, OH 45380
Main office: 937-526-3111
Toll free: 800-843-3069
Fax: 937-526-5178
West Chester Office

West Chester Office

8763 Union Centre Blvd
West Chester, OH 45069
Main office: 513-762-1678
Toll free: 800-843-3069
Fax: 937-526-5178

Our Providers

Testimonials

Phelan's is quick to answer our questions. They keep our policies updated and current.

John H.
Been a client for years. Everyone has always been helpful.

Joyce B.
Quick help and response time and the online system works flawlessly for Certs for me.

Joel P.
Everyone that works at Phelan is very polite, courteous & very helpful.

Steve M.
They are very nice people. They are quick to get me answers & help me with whatever I need. Appreciate everything they do for us!!

Johnnie H.
Thank you again for all of the hard work and planning you did for our company meetings. I think the personalized folders were wonderful and much appreciated. I can’t thank you enough for all of the hard work you do!

Kelly D.
We have been with Phelan’s for 35 years. Now my children are starting their policies there!

Kim B.
Everyone that I have dealt with at Phelan has always been extremely nice and easy to talk to. Brent takes his time and sits down and explains the policies to me as well as any new changes that might be coming down the road. He is not pushy about the coverage we should have and is willing to come and talk to my board to explain things to them when I don't feel comfortable enough to do so. I also receive informational emails that I can share with my staff and board if I desire. They go above and beyond to keep my district safe.

Jodie R.
Good insurance, Good people, Nice price

Douglas L.
Prompt service, friendly and knowledgeable staff. Competitive rates!

Stephanie S.
Personable staff and ease of renewals. Clear, concise direction and explanations when necessary.

David W.
Been with Phelans for a couple of years. Great coverage on my car and home insurance, reasonable rates, and you can actually talk to your agent on the phone!

Jane B.
I wish all insurance agencies were as nearly responsive as you are. Thank you!

Leasing Company
Literally within 25 minutes I received my document! Now that is service!

Karen P.
Office support, friendly patient service.

Lock and Load Transport Inc.