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Renters Insurance in Versailles, OH and West Chester, OH

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Phelan Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Phelan Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Versailles Office

Versailles Office

863 E. Main Street
Versailles, OH 45380
Main office: 937-526-3111
Toll free: 800-843-3069
Fax: 937-526-5178
West Chester Office

West Chester Office

8763 Union Centre Blvd
West Chester, OH 45069
Main office: 513-762-1678
Toll free: 800-843-3069
Fax: 937-526-5178

Our Providers

Testimonials

Quick help and response time and the online system works flawlessly for Certs for me.

Joel P.
Everyone that works at Phelan is very polite, courteous & very helpful.

Steve M.
They are very nice people. They are quick to get me answers & help me with whatever I need. Appreciate everything they do for us!!

Johnnie H.
Thank you again for all of the hard work and planning you did for our company meetings. I think the personalized folders were wonderful and much appreciated. I can’t thank you enough for all of the hard work you do!

Kelly D.
We have been with Phelan’s for 35 years. Now my children are starting their policies there!

Kim B.
Everyone that I have dealt with at Phelan has always been extremely nice and easy to talk to. Brent takes his time and sits down and explains the policies to me as well as any new changes that might be coming down the road. He is not pushy about the coverage we should have and is willing to come and talk to my board to explain things to them when I don't feel comfortable enough to do so. I also receive informational emails that I can share with my staff and board if I desire. They go above and beyond to keep my district safe.

Jodie R.
Good insurance, Good people, Nice price

Douglas L.
Prompt service, friendly and knowledgeable staff. Competitive rates!

Stephanie S.
Personable staff and ease of renewals. Clear, concise direction and explanations when necessary.

David W.
Been with Phelans for a couple of years. Great coverage on my car and home insurance, reasonable rates, and you can actually talk to your agent on the phone!

Jane B.
"I wish all insurance agencies were as nearly responsive as you are. Thank you!"

Leasing Company
Literally within 25 minutes I received my document! Now that is service!

Karen P.